"Tour Operator" and its affiliated entities and its employees, shareholders, officers, directors, successors, agents, and assigns, neither own nor operate any person or entity which is to, or does, provide hotel accommodations, transportation, sightseeing, activities, or other goods or services for the trip or tour. Because "Tour Operator" does not maintain any control over the personnel, equipment, or operations of these suppliers, "Tour Operator" assumes no responsibility for and cannot be held liable for any personal injury, death, property damage, or other loss, accident, delay, inconvenience, or irregularity which may be occasioned by reason of (a) any wrongful, negligent, willful, or unauthorized acts or omissions on the part of any supplier or employees, agents or contractors of any supplier, (2) any defect in or failure of any vehicle, equipment, instrument owned, operated or otherwise by any of supply or any employee, agent or contractor of any supplier, or (3) any wrongful, willful, or negligent act or omissions or otherwise on any part of any party. "Tour Operator" does not assume and is not responsible for any damages or expenses of any kind due to sickness, weather, strikes, hostilities, wars, terrorist acts, acts of nature, local laws or other such causes. All services and accommodations are subject to the laws and regulations of the country in which they are provided. "Tour Operator" is not responsible for any baggage or personal effects of
any individual participating in the tour/trip arranged by Tour Operator. Individual travelers are responsible for purchasing a travel insurance policy, if desired, that will cover some of the expenses associated with the loss of luggage or personal effects.